Now that users can snap a picture of checks to cash them the T-Mobile money card is like a bank finally. Before, I had a refund check from the DWP and went to the T-Mobile store to cash it, and the clerks looked at me like I had lost my mind! They said "Oh no, hunny, you cant be cashing no checks here, you got it altogether wrong! Now you march yourself and that check of yours right out that door!" I had to go to a check cashing outfit and they charged me a lot of money! So now its complete, I can cash my DWP deposit refund checks whenever I like, right from my phone! Thanks T-Mobile! Youre the best!